Elsby Associates FAQs

Q. I don't know which mortgage to choose, how do I get advice?

A. Phone today and speak to one of our qualified mortgage advisors who can provide you with impartial mortgage advice that is best suited to your needs. Or you can complete the Contact Enquiry Form and we can call you at a time that is convenient to you.

Q. Are you tied to a particular lender?

A. No. We offer impartial mortgage advice on products from lenders that cover the whole of the market

Q. Is the service confidential?

A. The service we provide is completely confidential, though on occasion it may be necessary to share some information with third party suppliers in order to provide the most suitable tailored solution. However, this will only be done with your express consent.

Q. How much can I borrow?

A. This will depend on a number of factors including:- Whether you are a first-time buyer or a home-mover; Whether you can put down a deposit and the size of your deposit; Whether you are borrowing on your own or with someone else; How much you earn; Your monthly financial commitments; Past credit history. However, for an estimate you can use our Mortgage Calculator. This will give you a rough idea of how much you maybe able to borrow.

Q. What happens if my circumstances change?

A. It is possible that your circumstances may change and this may result in you having different financial priorities and needs. If your mortgage needs change, call one of our qualified mortgage advisers, who will be happy to help you where they can. if you experience any problems making your mortgage repayments it is highly recommended that you contact your mortgage lender immediately.

If you want to find out more about how we may be able to help you, call us or fill in our Enquiry Form.