the story...
At Elsby Associates, we are committed to providing an exceptional level of service and tailored mortgage advice to meet your individual needs. We also review your protection arrangements to help ensure you and your family are financially protected should the unexpected happen.
As a Whole of Market mortgage advisor, Carl Elsby has access to a comprehensive range of lenders and mortgage products, enabling us to find the most suitable solution for each client's circumstances.
Carl Elsby is also qualified to advise on Equity Release and Lifetime Mortgages and is a proud member of the Equity Release Council, adhering to its high standards of professionalism and client care.
We provide expert advice across all areas of mortgage lending, including:
- First-Time Buyers
- Home Movers
- Remortgages
- Buy-to-Let Mortgages
- Equity Release and Lifetime Mortgages
We can also refer you for Estate Planning to our sister company Elsby Wills Limited. www.elsbywills.co.uk
Wills & Estate Planning services are referred to Elsby Wills Limited. Elsby Associates Limited and Julian Harris Adviser Network Ltd are NOT responsible for the service received. These services are not regulated by the Financial Conduct Authority and may have limited consumer protection.
The Financial Conduct Authority does not regulate taxation and trust advice, will writing, powers of attorney.
Expert Advice & Professional Service
about Carl Elsby...
This is me! a highly qualified and motivated professional, an expert in my field. With many years of experience in the industry, I have the expertise to provide comprehensive, first-rate services to all my clients. My clients are all over the UK and happy to book a Zoom, Teams Meeting, Office or Telephone Meeting with you to see how we can help.
Carl
Director & Advisor
When I’m not at work, you’ll often find me enjoying precious moments with my family and our lovely black lab Monty. I must admit, I have a bit of a soft spot for all things tech! Whether it’s the latest gadgets, cars, or anything to do with home and gardens, I just can’t resist diving into those interests. It’s all about making life a little brighter and more fun, don’t you think?
the legal bit...
Elsby Associates usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.
For our Mortgage Advice Services, our typical fee is £195 on application and a fee of £300 on a Mortgage Offer issued.
For our Equity Release & Retirement Mortgage Advice Service, we will charge a fee of £995 on completion only.
For Mortgages, Protection, General Insurance and Equity Release, Elsby Associates Limited (FCA No. 447361) is an Appointed representative of Julian Harris Adviser Network Ltd (FCA No. 304155), which is authorised and regulated by the Financial Conduct Authority.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Please note that some mortgages such as commercial BTLs are not regulated by the FCA.
Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk
Registered Office - Elsby Associates Limited, Genesis Business Centre, Innovation Way, Stoke-on-Trent, Staffordshire, ST6 4BF.
Company No.11232168
© Elsby Associates
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