the story...
Carl has been advising clients for over 30 years now following on from his career with Britannia Building Society. His mission was to be able to provide a Professional Advice Service to his clients for Mortgage & Protection Advice from a range of Lenders & Insurance providers, rather than just offering from one provider.
Carl is still today advising his clients under his practice Elsby Associates which was set up in 2006.
We always ensure you will received great service and approprate advice for your needs including protection reviewed to ensure you are fully protected should something happen. We are Whole of Market, Brokers when looking at mortgages for our clients.
Carl Elsby is also qualified to advise on Equity Release / Lifetime Mortgages and is a member of The Equity Release Council.
We help clients with all aspects of Mortgage Advice, whether you are a First Time Buyer, Home Mover, Remortgage and Buy to Let. The market is constantly changing and lenders/insurance providers all have different criteria/products, so it's so important to seek out professional advice which is what we at Elsby Associates provide to our clients.
We have extensive experience of working with lenders and niche lenders also for complex cases, especially if you are Self-employed, Company Director, Contractor or Mortgages for Professionals.
We can also refer you for Estate Planning to our sister company Elsby Wills Limited. www.elsbywills.co.uk
Wills & Estate Planning services are referred to Elsby Wills Limited. Elsby Associates Limited and Julian Harris Adviser Network Ltd are NOT responsible for the service received. These services are not regulated by the Financial Conduct Authority and may have limited consumer protection.
The Financial Conduct Authority does not regulate taxation and trust advice, will writing, powers of attorney.
Expert Advice & Professional Service
For Mortgages, Protection and Equity Release, Elsby Associates Limited (FCA No. 447361) is an Appointed representative of Julian Harris Adviser Network Ltd (FCA No. 304155), which is authorised and regulated by the Financial Conduct Authority.
about Carl Elsby...
This is me! a highly qualified and motivated professional, an expert in my field. With many years of experience in the industry, I have the expertise to provide comprehensive, first-rate services to all my clients. My clients are all over the UK and happy to book a Zoom or Telephone Meeting with you to see how we can help.
Carl
Director & Adviser
When I’m not at work, you’ll often find me enjoying precious moments with my family and our lovely black lab Monty. I must admit, I have a bit of a soft spot for all things tech! Whether it’s the latest gadgets, cars, or anything to do with home and gardens, I just can’t resist diving into those interests. It’s all about making life a little brighter and more fun, don’t you think?
the legal bit...
Elsby Associates Limited (FCA No. 447361) is an Appointed Representative of Julian Harris Adviser Network Ltd (FCA No. 304155), which is authorised and regulated by the Financial Conduct Authority.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Please note that some mortgages such as commercial BTLs are not regulated by the FCA.
Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Equity release may impact the size of your estate and it could affect your entitlement to current and future means-tested benefits.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
The Financial Conduct Authority does not regulate some types of Buy to Let mortgages, taxation and trust advice, will writing and powers of attorney.
Please be aware that by clicking onto external links / submitting your information to Carl Elsby Mortgage Adviser you are leaving this website. Please note that Carl Elsby and Julian Harris Adviser Network Ltd are only responsible for the accuracy of the specific information contained within this website.
Office - Elsby Associates Limited, Genesis Business Centre, Innovation Way, Stoke-on-Trent, Staffordshire, ST6 4BF.
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